Agent Tool
Brokerage Comparison
A guided look at what actually changes when you move brokerages. Your numbers. Your situation. No pitch.
Let's start with your numbers
Use whatever numbers you're comfortable with. What you produced last year. What you're aiming for this year. The math works either way.
Estimated Gross Commission Income
$220,000
$7,586 per transaction · 29 transactions
Where are you working today?
Pick your current brokerage and we'll start there. I've pre-filled what's typical for each one. If your splits or fees are different from what I've shown, edit them. Custom situations are common.
Data as of May 2026. Splits and fees vary by office and negotiation. Edit anything that doesn't match your actual situation.
Your take-home at eXp Realty
$198K
Net commission after all fees
Which brokerages do you want to compare against?
Pick any brokerages you want to see alongside your current one. You can change this anytime and the comparison will update.
Let's look at what changes if you move
I'm going to walk you through the brokerages you picked alongside your current one. I'm at eXp so I'm not pretending to be neutral, but I'm going to give you honest numbers for each.
If commission math was the whole story, this comparison would be over. It isn't.
The part most agents don't model
Here's the thing most agents don't model when they compare brokerages. There's a second income stream at four of the brokerages I just showed you. eXp, Real Broker, Keller Williams, and Fathom all pay you a percentage of what other agents at the company produce, if you're the one who brought them in. eXp, Real, and Fathom call it revenue share. KW calls it profit share. They work a little differently but they all reward you for helping the brokerage grow.
This isn't a side hustle. It's not selling. You're not running a downline like multilevel marketing. It's the brokerage saying thank you for bringing in good agents. The numbers can be small at first and meaningful over time. Let me show you what I mean.
How many agents do you think you'd invite?
Most agents who try this sponsor 1 to 3 agents in their first year. Some sponsor more. Some sponsor none. There's no wrong answer. The number you put in here just shapes the projection.
1 agents per year
Most agents who try this sponsor 1 to 3 agents in their first year. Some sponsor more. Some sponsor none. There's no wrong answer. Leave blank if you don't plan to recruit.
Direct invites only shows what you earn from agents you personally sponsor. Full downline projection adds the agents they sponsor over time, across the brokerage's full tier structure.
National average is around $100,000. Use a lower number if you'd be sponsoring newer agents, higher if you'd be sponsoring established producers.
70%
Industry data shows roughly 70% of new agents leave the business within 5 years. Seasoned agents who switch brokerages stay at much higher rates.
Industry average is roughly 1 to 2 agents over an agent's entire tenure. Most agents who try sponsoring never become active recruiters. A small minority become high-volume recruiters and bring in many more.
These assumptions drive your projection more than any other inputs. The defaults reflect industry averages. Adjust them to match what you believe is realistic for your situation.
Year one. The numbers are small.
In your first year, your sponsored agents are still ramping up. So is your downline. Here's what rev share and stock awards look like in Year 1 at each brokerage that offers them.
If this was the whole picture, rev share wouldn't matter much. But this is just Year 1.
Here's where it gets interesting
If you keep sponsoring agents at the same pace each year, and they each sponsor a few of their own over time, your downline compounds. That compounding is the reason rev share matters at all.
These numbers are based on the inputs you've set above. Adjust any of those inputs to see how the projection changes. Where you actually land depends on the specific agents you sponsor and how long they stay at the brokerage.
Annual shows what your rev share check and stock awards look like that year. Cumulative shows everything earned through that year.
| Brokerage | Year 1 | Year 3 | Year 5 | Year 10 |
|---|
KW profit share also depends on each market center's profitability and can be zero in unprofitable months or years. Fathom rev share is calculated from the fees Fathom collects from each agent in your network, not from their commission, so the dollar amounts look different from the other brokerages despite the higher tier percentages.
Your 10-year picture
Now let's put it all together. Your commission income plus rev share or profit share plus stock awards. This is the cumulative wealth-building picture across the brokerages you're comparing.
Effective annual cost comparison
When you factor in ICON and stock awards, eXp's and Real's effective annual costs drop compared to other brokerages. Here's how the annual and 10-year costs stack up.
| Brokerage | Annual Fees | Stock Offset | Effective Cost | 10-Year Cost |
|---|
A few things to know before you decide
1. These projections assume you keep sponsoring agents at the same pace each year, and they account for normal industry attrition based on the assumptions you set above. If you don't sponsor anyone, the rev share columns go to zero and the comparison comes back to commission math alone. That's a fine choice. Plenty of great agents never sponsor a single person and have wonderful careers.
2. The attrition and recruiting assumptions in the inputs above drive these projections more than anything else. The defaults reflect national averages but your situation may differ. Set them honestly. If you expect to sponsor mostly seasoned producers, attrition will be lower than 70%. If you expect to sponsor mostly newer agents, attrition will be higher. The math under the hood applies the same logic regardless. The projection is only as honest as the assumptions you set.
3. KW profit share is paid from market center profit, not gross production. Your actual payout depends on your specific market center's profitability. I used conservative national averages here, but your office could be substantially higher or lower.
4. Fathom Realty pays revenue share calculated from the fees Fathom collects from each agent in your network, not from the agent's commission. This means Fathom rev share at moderate production levels lands in roughly the same range as Real Broker rev share even though the headline tier percentages look different. The structures are not directly comparable on a tier-rate basis.
5. Real Broker announced the acquisition of RE/MAX in April 2026. The deal is pending regulatory and shareholder approval and is expected to close in the second half of 2026. Both brands continue to operate independently for now.
6. Coldwell Banker, Century 21, and Sotheby's International Realty all became part of Compass International Holdings in January 2026 following the Compass-Anywhere merger. Day-to-day agent terms have not changed as of this publishing.
7. These numbers are estimates. The only way to know what you'd actually make at any brokerage is to ask for their current fee schedule and run your own math against your honest production expectations. This tool is a starting point. It is not a guarantee.
Data as of May 2026.
If you want to talk about this
If you've got questions or want to walk through your specific situation, let's talk. No pitch. Just the conversation. This is a decision that affects your business and your life, and I think it deserves real thinking, not a sales call.